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PLAY THE GAME
There are 5 main factors used to calculate your credit score
We explain the main things that affect your credit and give you the tools to stay on track
35 %
Your paying habits are 35% of your credit score so make sure you are current with creditors and always pay your bills on time.
30 %
Using all of your credit will worry lenders and hurt your score. The lower your balance is, the better your score. You want to keep your balances around 7% to 10% for each account.
15 %
The amount of time you’ve had your credit makes up 15% of your credit score, so don’t close old accounts. Reliability and longevity are what lenders are looking for.
10 %
If you open too many accounts in a short period of time, you will look desperate to lenders, so try not to apply for more than 2 new accounts per year.
10 %
FICO wants to see a healthy mix of tradelines like a couple major bank cards, retail store cards, and installment loans like a car, personal, or mortgage loan.
35 %
Your paying habits are 35% of your credit score so make sure you are current with creditors and always pay your bills on time.
30 %
Using all of your credit will worry lenders and hurt your score. The lower your balance is, the better your score. You want to keep your balances around 7% to 10% for each account.
15 %
The amount of time you’ve had your credit makes up 15% of your credit score, so don’t close old accounts. Reliability and longevity are what lenders are looking for.
10 %
If you open too many accounts in a short period of time, you will look desperate to lenders, so try not to apply for more than 2 new accounts per year.
10 %
FICO wants to see a healthy mix of tradelines like a couple major bank cards, retail store cards, and installment loans like a car, personal, or mortgage loan.
PIMP THE GAME
Before you can be a pimp you got to be a player
We give you actionable steps to take to start improving your score right away.
PIMP THE GAME
Before you can be a pimp you got to be a player
We give you actionable steps to take to start improving your score right away.
SERVICES
Credit Analysis
Credit Analysis
- Full Review of Credit Report
Detailed Credit Evaluation
Credit Rebuilding tools
Expert Recommendations
Discount on Do-it-Yourself Dispute Letters
Price: $25 one-time fee
Pimp Your Credit Score Program
Pimp Your Credit Score Program
- Credit Coaching
Credit Rebuilding Tools
Collection Disputes
Charge-off Disputes
Late Payment Disputes
Removal of Inaccurate Information
Hard Inquiry Removals
Client Portal
Credit Bureau Updates
Student Loan Assistance
How to Qualify for Home Loan
Price: $75/mo
ADDITIONAL SERVICES
Find Unclaimed Money
Search for FREE! Find your share of billions of dollars in missing money or property.
Credit Builder Account
Build positive payment history while saving money. Reports to all 3 credit bureaus.
Shopping Cart Trick
A strategy to get approved for a store credit card without a hard credit inquiry.
ADDITIONAL SERVICES
Find Unclaimed Money
Search for FREE! Find your share of billions of dollars in missing money or property.
Credit Builder Account
Build positive payment history while saving money. Reports to all 3 credit bureaus.
Shopping Cart Trick
A strategy to get approved for a store credit card without a hard credit inquiry.
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